A CLOMR is FEMA’s comment on a proposed project that may change the floodplain or probability of flooding. Receiving a CLOMR is the first step in certifying property is protected from a 100-year flood event.
Once the FM Area Diversion is ready to operate, the MFDA will ask FEMA to review the updated floodplain maps and lift the insurance requirement since the project will provide certifiable protection.
This process may take as long as two years and will conclude with FEMA issuing a Letter of Map Revision, or LOMR, which will remove flood insurance requirements. With an expected Flood Year Protection date of March 2027, this means you should not expect the LOMR prior to approximately 2029. These dates will be updated as the Comprehensive Project progresses.